Why Buy Travel Insurance?
Even if you are not going very far, or for a long time, these are three very important reasons why you should consider travel insurance:
- Unless you pay a high price with the airline or travel company, you will loose whatever you have paid if you need to cancel or change your plans;
- Luggage can be lost, damaged, or delayed;
- You hope it doesn't happen, but you could become ill or involved in an accident, even in paradise.
Many credit cards provide some protection, but is it enough, and does it cover all eventualities? If you have insurance through your credit card or another plan, does it protect you for the entire duration of the trip?
Having Visitors from Outside Canada?
Travellers from outside Canada may need travel insurance if:
- They are not eligible for a government health plan while visiting Canada;
- They are in Canada on a work visa;
- They are in Canada on a student visa;
Travel insurance for visitors to Canada may also cover trips outside of Canada as long as your side trip originates and terminates in Canada and does not constitute more than 49% of your total number of coverage days.