Living Benefits
We understand the financial pressures one faces when surviving a serious illness or accident.

Through our various insurance carriers, we offer Critical Illness and Disability Insurance - crucial supplements to any life insurance policy. These products are specifically designed to give you financial support, should a condition render you unable to work; they’ll be that helping hand you need, while you heal and regain your strength.

Are you protected? Talk to one of our advisors to put the right plan in place.

Critical Illness Insurance
The strains of a critical illness are not only physical but also financial.

We offer basic and enhanced Critical Illness plans that give you financial support when you need it most. Critical Illness insurance provides you with a lump-sum payment if you are diagnosed with any number of conditions, which include, but not limited to:

1. Alzheimer's Disease
13. Heart Valve Replacement
2. Aortic Surgery
14. Kidney Failure
3. Aplastic Anemia
15. Loss of Independent Existence
4. Bacterial Meningitis
16. Loss of Limbs
5. Benign Brain Tumour
17. Loss of Speech
6. Blindness
18. Major Organ Transplant or Failure whilst on Waiting List
7. Burns
19. Motor Neuron Disease
8. Cancer
20. Multiple Sclerosis
9. Coma
21. Occupational HIV Infection
10. Coronary Artery Bypass Surgery
22. Paralysis
11. Deafness
23. Parkinson's Disease
12. Heart Attack
24. Stroke

Disability Insurance
Disability Insurance provides you with monthly payments in case you become disabled due to an accident, serious injury or illness.

Give us a call to set up the right plan for you.