| Wealth Management |
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Understanding Investment Leverage
Leverage is simply borrowing money to purchase investments with the goal of achieving greater wealth.
Each year, more and more Canadians are taking advantage of a simple, yet powerful, wealth-creation strategy – investment leverage. For those unfamiliar with investment leverage, this strategy may sound a bit intimidating but it's actually quite simple. This guide explains, in easy-to-understand language, what investment leverage is and how it works. And, at the end, there are some questions to help you determine if investment leverage is right for you.
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GIF Select Income plus
Do you want an investment that can offer predictable, sustainable and potentially increasing income for life?
Whether you're just beginning to think about retirement or you're in the retirement phase of your life, there's a lot to consider.
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Tax Free Savings Account
Canadians need to save for many different purposes over their lifetimes. Reducing taxes on savings can help.
That is why the Government has introduced the new Tax-Free Savings Account (TFSA). It is the single most important personal savings vehicle since the introduction of the Registered Retirement Savings Plan (RRSP).  |
| Banking |
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Your Manulife One account can keep on working ... even if you can't
When you have payments to make, a serious injury or job loss could put quite a strain on your personal finances. Making sure you have adequate insurance to cover your borrowings is key. Creditor insurance is an inexpensive way of protecting your financial stability and maintaining your family's standard of living should an unexpected death, disability or job loss occur.  |
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Just One change could save you thousands
If you're like most Canadians, you manage your daily finances with a variety of chequing accounts, savings accounts, mortgages, lines of credit, loans and credit cards. This method of banking can be time-consuming and costly but, until recently, you simply didn't have a choice. Now you do. Manulife One brings it all together to save you time and money.  |
| Living Benefits |
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Who's Taking Care of Your Mortgage While Your Taking Care of Yourself?
Getting sick isn't something most of us think about and Bob and Leigh were no exception. Until Leigh was diagnosed with cancer.
Today, Leigh is recovering and getting on with life, along with Bob and their three children. Unfortunately, their family finances may never recover as well as Leigh has. Using savings or going into debt to finance your recovery can have a significant impact on how much money you'll have to maintain your current lifestyle.
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Chances are You'll Recover from a Critical Illness. Chances are Your Retirement Plans Won't
Getting sick isn't something most of us think about and Joe was no exception. Until his stroke.
Today, Joe is recovering well and getting on with his life. Unfortunately, his retirement plans will never recover as well as he has. Using retirement savings to finance your recovery can significantly impact whether you'll be able to enjoy your retirement the way you planned.  |
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When your lender offers to sell you critical illness insurance with your mortgage, what will your answer be?
Purchasing critical illness insurance to protect your mortgage makes a lot of sense. And purchasing it from the lender who's providing your mortgage may seem convenient.
But when it comes to purchasing critical illness insurance to protect your mortgage, it's important to know that you do have options. For example, did you know that purchasing an individually-owned critical illness insurance plan can provide greater flexibility and value than a plan offered by your lender?
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| Travel Insurance |
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Travelling Soon? Expecting Visitors?
Are you going to the USA for business for a day or two? Perhaps you're exploring Canada's coast, heading to the Caribbean or travelling overseas? Family or friends are coming to stay? But do your guests have insurance to protect them while they're here? Travel insurance protects you against the cost of unexpected emergencies that may occur during your trip — costs only marginally covered by your provincial health insurance plan, and insurance for visitors to Canada can be purchased prior to their departure or when they first arrive.
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