Privacy Policy
(Last Updated July 15, 2017)

Savin Insurance is committed to protecting your privacy. You can visit most pages on our site without giving us any information about yourself. But sometimes we do need information to provide services that you request, and this privacy statement explains data collection and use in those situations. This privacy statement only applies to Savin Insurance; it does not apply to other online or offline Savin Insurance sites, products or services. Please read the complete Savin Insurance privacy statement.

We will ask you when we need information that personally identifies you (personal information) or allows us to contact you. Generally, this information is requested when you are registering before entering a contest, ordering e-mail newsletters, joining a limited-access premium site, signing up for an event or training, or when purchasing and/or registering Savin Insurance products. Personal information collected by Savin Insurance often is limited to e-mail address, language, country or location, but may include other information when needed to provide a service you requested.

Savin Insurance also collects certain information about your computer hardware and software. This information may include: your IP address, browser type, operating system, domain name, access times and referring Web site addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of Savin Insurance.

Savin Insurance also collects information about which pages our customers visit within Savin Insurance. This site visitation data is identified only by a unique ID number, and it is never linked with personal information unless a user consents as described below.

We use your personal information for the following purposes:

  • To ensure our site is relevant to your needs.
  • To deliver services, such as newsletters, events, training, that you request or purchase.
  • To help us create and publish content most relevant to you.
  • To alert you to products, special offers, updated information and other new services from Savin Insurance, if you so request.
  • To allow you access to limited-entry areas of our site as appropriate.

We will merge site-visitation data with anonymous demographic information for research purposes, and we may use this information in aggregate to provide more relevant content. In some limited-entry sections of Savin Insurance, with your approval, we will combine site-visitation data with your personal information in order to provide you with personalized content. If you decline permission, we will not provide you the personalized service and won't merge your personal information with site-visitation data.

We occasionally hire other companies to provide limited services on our behalf, including packaging, mailing and delivering purchases, answering customer questions about products or services, sending postal mail and processing event registration. We will only provide those companies the information they need to deliver the service, and they are prohibited from using that information for any other purpose.

Savin Insurance may disclose your personal information if required to do so by law or in the good-faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Savin Insurance or the site; (b) protect and defend the rights or property of Savin Insurance and its family of Web sites, or (c) act in urgent circumstances to protect the personal safety of Savin Insurance employees, users of Savin Insurance products or services, or members of the public.

Your information is stored and processed in Canada in which Savin Insurance or its affiliates, subsidiaries or agents maintain facilities. Savin Insurance abides by the safe harbor framework as set forth by applicable laws in Canada regarding the collection, use, and retention of data.

When you register, or otherwise give us personal information, Savin Insurance will not share that information with third parties without your permission, other than for the limited exceptions already listed. It will only be used for the purposes stated above.

Savin Insurance may send out periodic e-mails informing you of product(s) or service(s) you purchased, requested, or confirming you requested a product or service. You will not be able to choose to unsubscribe to these mailings, as they are considered an essential part of the service you have chosen.

We will provide you with the means to ensure that your personal information is correct and current.

Savin Insurance is committed to protecting the security of your personal information. We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use or disclosure. For example, we store the personal information you provide in computer servers with limited access that are located in controlled facilities. When we transmit sensitive information (such as a credit card number) over the internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Savin Insurance is a financial services audience site and does not knowingly collect any personal information from children.

When someone visits the site, a cookie is placed on the customer's machine (if the customer accepts cookies) or is read if the customer has visited the site previously. One use of cookies is to assist in the collection of the site visitation statistics described above.

We also use cookies to collect information on which newsletter links are clicked by customers. This information is used to ensure we are sending information customers want to read. It is collected in aggregate form and never linked with your personal information.

Web beacons, also known as clear gif technology or action tags, may be used to assist in delivering the cookie on our site. This technology tells us how many visitors clicked on key elements (such as links or graphics) on a Savin Insurance Web page. We do not use this technology to access your personally identifiable information on Savin Insurance; it is a tool we use to compile aggregated statistics about Savin Insurance Web site usage. We may share aggregated site statistics with partner companies but do not allow other companies to place clear gifs on our sites.

If you choose to not have your browser accept cookies from the Savin Insurance Web site, you will be able to view the text on the screens, however you will not experience a personalized visit nor will you be able to subscribe to the service offerings on the site.

If you have questions regarding this statement, you should first contact Savin Insurance by e-mail. If you do not receive acknowledgement of your inquiry or your inquiry has not been satisfactorily addressed, you should then contact us via phone at 905-427-2486 to resolve your concerns.

Savin Insurance will occasionally update this privacy statement. When we do, we will also revise the "last updated" date at the top of the privacy statement. For material changes to this statement, Savin Insurance will notify you by placing prominent notice on the Web site.

Savin Insurance welcomes your comments regarding this privacy statement, please contact us via this website, or postal mail.

Chief Privacy Officer
Savin Insurance Ltd.
567 Kingston Road West
Ajax, ON L1S 6M1
Canada